Delivery of the Closing Disclosure

By Fidelity National Title Group

January 29, 2016

 Delivery of the Closing Disclosure


How and when the Closing Disclosure is delivered to the borrower is very important to ensure compliance with the new rules and a successful closing. As a reminder, the delivery time frames are based on business days. Business days for purposes of delivering the Closing Disclosure means all calendar days except Sundays and the legal public holidays such as New Year’s Day, the birthday of Martin Luther King, Jr., Washington’s birthday, Memorial Day, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day, and Christmas Day. Click on the video above to find out more.

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The creditor is required to give the buyer Closing Disclosure no less than three business days before culmination. As indicated by the CFPB, loan bosses may gauge charges utilizing the best data sensibly accessible when the genuine cost isn't accessible at the time the Closing Disclosure must be conveyed.
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