What to Expect

The closing process can feel confusing. Our title roadmap can help you understand where you are each step along the way.

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A Proven Process for Smooth Transactions

Connect

Reach out to Chicago Title Agency to begin the process.

Confirm

Examine records to ensure property is clear of liens, claims, or restrictions.

Collect Info

Finalize outstanding details together and schedule closing.

Close

Once papers are signed, we file the deed and issue the title policy.

Your Roadmap Between Commitment and Closing

The steps above are a simple explanation of how we help you move with ease from the beginning of the process to closing day, but there’s a lot that goes on in the in-between. Property transfers are substantial investments that warrant careful and precise attention. We are committed to making sure that every T is crossed and I is dotted so that your transaction is processed accurately.

Take the mystery out of the title process. For a closer look at the closing process with Chicago Title Agency, review the roadmap below.

Initial Order and Welcome!

Once the order is placed, you’ll receive a welcome email outlining the initial steps of the process. During this stage, we’ll gather all of the necessary information from buyers, sellers, and lenders. With all of the details in place, we can begin searching the property history to prepare for the next steps.

STEP 1/8

Title Examination and Research

During this step, our exam department reviews historical records for both the property and the previous owners, looking for any hidden liens, claims, easements, or other encumbrances. A thorough examination of the title prevents surprises and ensures a smooth transaction.

STEP 2/8

Title Commitment

After we complete the examination, a commitment is prepared that outlines any issues that must be resolved before closing. This is a condensed, easy-to-understand summary of the exam department’s findings.

STEP 3/8

Clear the Title and Obtain Payoffs

Using the results of the exam process, we work to clear the title, coordinate payoff amounts for existing mortgages, and address any other title-related items that were uncovered. Our goal is to make sure the title is ready to transfer.

STEP 4/8

Prepare for Closing

During this step, we balance all financials, finalize the closing costs, and confirm that both parties fully grasp the numbers and the closing process. We create and review the documentation to make sure it is correctly prepared so that the upcoming closing will go smoothly.

STEP 5/8

Schedule Closing

We coordinate with lenders, realtors, buyers, and sellers to find a convenient time and place for closing so that the closing appointment can be efficient and stress-free. With E-sign, E-notarization, and remote closing options available we can get everyone to the closing table successfully.

STEP 6/8

Closing Day and Document Signing

On closing day, we will guide you through the documents, answer any questions, and confirm that all the paperwork is signed correctly. We double-check signatures, ensure that everyone is comfortable with the terms, and facilitate the final exchange of documents and funds.

STEP 7/8

Recording and Issue of Title Policy

Once closing is complete, we will file the mortgage and deed with the appropriate county office to make the transaction official. Finally, we issue your title policy, providing you with peace of mind and protection of your property rights.

STEP 8/8

Count on Chicago Title Agency to guide you through the closing process with care, efficiency, and unmatched reliability. Your smooth closing is our ultimate goal.

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